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Security and Responsible Disclosure

Version 1.0 · Effective 7 October 2026 · Last updated 7 October 2026

On this page
  1. How we protect you
  2. Breaches
  3. Reporting a vulnerability

All legal documents

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  • Privacy Notice (DPDP)
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  • Grievance Redressal
  • Disclaimer
  • Cookie Statement
  • Data Deletion
  • Children & Family
  • Security & Disclosure

How we protect you

  • Your ledger on your phone: SQLCipher-encrypted database; random 256-bit key held in iOS Keychain / Android Keystore; app lock with PIN or biometrics; excluded from cloud OS backups; screen privacy on sensitive screens.
  • Family sync: end-to-end encrypted. Our servers store only envelopes they cannot read.
  • Our servers: encryption in transit (TLS) and at rest; managed sign-in (AWS Cognito); least-privilege access; rate limiting; tamper-evident audit logs; a sensitive-field deny-list enforced in the app, server and build pipeline so financial values cannot be logged.
  • No ads, no third-party trackers in the app or website.

Breaches

If a personal data breach occurs, we will inform affected users without delay and report to the Data Protection Board of India (detailed report within 72 hours) and to CERT-In within 6 hours of noticing a reportable incident, as Indian law requires.

Reporting a vulnerability

Found a security issue? Please tell us privately.

  • Email: shivhari.lokhande06@gmail.com, subject "Security". Include steps to reproduce, impact, and your contact.
  • We acknowledge within 48 hours, give an initial assessment within 7 days, and keep you updated until fixed.
  • We will not take legal action against good-faith research that follows these rules.

Please do: test only with your own accounts; stop and report as soon as you find an issue; give us reasonable time to fix before disclosure.

Please don't: access or change other people's data; run denial-of-service, spam or social-engineering tests; use automated scanners that degrade service; demand payment.

We do not run a paid bug bounty at present, but we are glad to credit you (with your permission).

GharHisab is not a bank, NBFC or investment adviser. Forecasts are estimates based on your own entries, not financial advice.

Prices in ₹ include GST and may change before launch. Purchases are made through Google Play or the App Store.

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Legal

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  • Cookie Statement
  • Data Deletion
  • Children & Family
  • Security & Disclosure

GharHisab is a product of Lokhande Ventures, Jalna, Maharashtra, India. Grievance Officer: Shivhari Lokhande, shivhari.lokhande06@gmail.com. Not a bank, NBFC or investment adviser.

Copyright © 2026 Lokhande Ventures. All rights reserved.

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