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How to track family expenses with GharHisab

To track family expenses with GharHisab, add your accounts, log spends or turn on auto-capture, and add recurring bills and EMIs so the forecast can show each day's balance.

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Guides

How to track family expenses

  1. Install GharHisab and sign in with the one-time code sent to your email.
  2. Add your accounts: bank, cash, UPI wallets and cards.
  3. Log spends as they happen, or on Plus turn on SMS auto-capture (Android).
  4. On the Family plan, invite members and choose which spaces they see.

How to forecast your monthly balance

  1. Add salary and other regular income as recurring entries.
  2. Add rent, EMIs, SIPs, premiums and fees as recurring payments.
  3. Open Forecast to see the projected balance for each day.
  4. On Plus, set a safety line to be warned before a low day.

How to track EMIs

  1. Add each EMI as a recurring payment with its due date, so it appears in reminders and the forecast.
  2. On Plus, add the loan itself to see the outstanding principal, interest paid and payoff month.

How to share a budget with your spouse

  1. Choose the Family plan, which covers up to 5 members.
  2. Invite your spouse to the household from the app.
  3. Keep shared budgets in the Family space and personal ones in Private.

Frequently asked questions

With your email. We send a one-time code, so there is no password to remember.

No. You add entries yourself, or on Plus let the app read bank SMS on your Android phone. We never ask for net-banking passwords.

Yes. Your ledger is on your phone, so tracking, budgets and the forecast work without internet. Family changes sync when you are back online.

In an encrypted SQLCipher database on your phone, with a random 256-bit key held in the phone's Keychain or Keystore.

Restore from your encrypted backup file with your backup password. Shared family data can also sync to a new phone once another member approves it.

Up to 5 members on the Family plan.

No. Each record lives in a space, such as Private, Family, Adults or Kids. Only members with access to a space can read it.

Only after a parent or guardian gives consent. See Children & Family.

Yes, in Google Play or the App Store. Subscriptions renew automatically unless you cancel at least 24 hours before the period ends. See Subscription & Auto-Renewal.

Delete your account in the app, or email us from your registered address. We acknowledge within 48 hours and complete deletion within 30 days. See Data Deletion.

Cannot find yours? Write to us. We reply within 48 hours.