See ahead
Cash-flow forecast
Your balance for every day ahead, from the 1st to the 30th and beyond.
Learn more
Private family finance for India
Know where the month is going.
GharHisab is a private family budget app for India. It tracks income, expenses, EMIs, bills, budgets and goals on your phone, and forecasts your balance up to 365 days ahead.
Join the waitlistSee how it works
Coming soon on Android and iOS. Free to start.
365days of forecast on Plus
5family members in one household
256-bitencryption on your phone
₹0to start, no card needed
- Salary
- Rent
- Home loan EMI
- SIP
- School fees
- Electricity
- Broadband
- Groceries
- Petrol
- Insurance premium
- Diwali budget
- Credit card due
- Gold
- PPF
- Wedding fund
- OTT subscriptions
GharHisab in short
- What it is: a family budget and expense app for India.
- Privacy: your ledger stays encrypted on your phone. No bank login.
- Forecast: your balance for each day, 30 days ahead free, up to 365 on Plus.
- Price: free to start. Plus ₹99 a month or ₹799 a year. Family ₹1,199 a year.
- Availability: Android and iOS, coming soon. English and Hindi.
Everything your household runs on.
Six parts of one app, built for how money moves through an Indian home.
Never miss a due date
Bills & EMIs
Rent, EMIs, SIPs and premiums, with a reminder before each one is due.
Learn more
Spend with a plan
Budgets
Budget against actual for groceries, fuel, eating out and festivals.
Learn more
One ghar, one hisab
Family sharing
One household for up to 5 members. You decide who sees what.
Learn more
Cash-flow forecast
See the month before you live it.
Salary on the 1st. Rent on the 3rd.
Both are on the calendar before the month begins.
Every EMI, SIP and fee, counted.
Each scheduled payment comes off on its due day, so every day shows a realistic balance.
A tight week, seen weeks early.
If a day dips below your safety line, you know on the 1st, not the 28th.
Illustration: projected balance for one month, with a safety line.
Learn about the forecast
Your ledger stays on your phone.
Unlike apps that read your bank SMS on a server or ask for your net-banking login, GharHisab keeps your money data on the device.
Your phone
Your ledger stays here
- Transactions and balances
- Budgets, goals, loans
- SMS text used for auto-capture
Encrypted with SQLCipher, 256-bit key
Family changes travel sealed, end-to-end encrypted
Our server
Sees no money data
- Account email and sign-in
- Subscription status
- Sealed messages it cannot read
Never amounts, merchants or messages
Start free. Upgrade when it earns its keep.
Paid plans add features. Your data is never held back: stop paying and you keep everything.
Free
₹0
For as long as you like.
Plus
₹799/year
or ₹99 a month. 7-day free trial.
Family
₹1,199/year
Up to 5 members in one household.
Founder lifetime
₹2,999 once
Plus for one person, paid once. Launch window only.
Prices include GST and may change before launch. Compare plans
Questions people ask
No. You add entries yourself, or on Plus let the app read bank SMS on your Android phone. We never ask for net-banking passwords.
Yes. The Free plan has manual tracking, bill and EMI reminders, up to 3 budgets and a 30-day forecast, for as long as you like. Plus is ₹99 a month or ₹799 a year. See Pricing.
Yes. Your ledger is on your phone, so tracking, budgets and the forecast work without internet. Family changes sync when you are back online.
Yes. The Family plan (₹1,199 a year) puts up to 5 members in one household. Shared spaces sync end-to-end encrypted, and private spaces stay private.
No. Your ledger stays in an encrypted database on your phone. Our servers keep account and subscription data only, never amounts, merchants or messages. See Privacy.
Yes. GharHisab and this website are available in English and Hindi.
It starts from your current balance across accounts, then adds the income and subtracts the bills, EMIs and SIPs you have scheduled, day by day. It is an estimate from your own entries, not financial advice.
Delete your account in the app, or email us from your registered address. We acknowledge within 48 hours and complete deletion within 30 days. See Data Deletion.
Soon, on Android and iOS. Join the waitlist and we will email you once, at launch.
Be first when GharHisab launches.
GharHisab is in final testing. Leave your email and we will write once, on launch day.